You Lead the Way. We’ve Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
A thriving Lending Business is core to the success of American Express and achieving its growth aspirations. The International Proprietary Lending & Product Team’s vision is to be a growth engine that supports lending growth strategies across markets.
The Pricing & Analytics team is responsible for driving revenue growth and improved profitability across international markets, both from the existing portfolio and newly acquired customers. The team leads pricing and yield management strategies by deploying new capabilities, developing robust business analysis, identifying growth opportunities, collaborating with business partners, and executing “test and learn” tactics across American Express international markets, while focusing on operational excellence and adherence to all local regulatory & internal pricing guidelines.
This role provides an opportunity to lead and inform lending growth and pricing strategies through analytics leveraging internal and external data.
How will you make an impact in this role?
- Execute strategic analysis across International markets to inform Pricing strategies identify revenue generating opportunities.
- Partner with colleagues across markets and business units to address pricing challenges or evaluate promotional campaigns.
- Work with multiple Business & CFR partners to optimize Pricing and Line to drive profitable ADB and Revolve Rates.
- Support Leadership and markets with delivery of new Pricing and Line capabilities and features.
- Work with multiple business & technical teams to develop/optimize Pricing strategies across ICS markets to grow Lend revenue.
- Conduct performance tracking of deployed initiatives and develop proposal for enhancements.
Minimum Qualifications
- Strong quantitative and analytics acumen to support decision-making rigor.
- Demonstrates ability to utilize financial, credit bureau and behavioural data to develop business insights shaping growth strategies and initiatives.
- Solid understanding of the economics of lending products and key levers of profitability.
- Proficiency in Hive, SAS, or SQL.
- Excellent verbal, written communication, and interpersonal skills.
- Self-Starter with strong organizational skills.
- Bachelor's Degree Required.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
